You might assume that buying a comprehensive insurance policy for your car means there will be no out-of-pocket expenses. Sadly, you are mistaken. There are rules, limitations and conditions within the policy that will decide your final claim amount. The first motor car to appear on a British road was a Benz in 1894. According to law, the vehicle was not to operate on a public road with a speed exceeding 5km per hour. A man had to carry a red flag and walk in front of the car